Vehicle Loans

Vehicle Loans

New and used car finance

Need help buying a car?

No obligation quotes

Same day approvals

Competitive rates

Tailored finance and insurance packages

No deposit options

Finance including accessories

If you’re in the market for a brand new or second-hand car, Finance Direct is your car finance specialist. With a friendly loan professional working exclusively on your behalf, you’ll have access to the best rates, quality service, and fast approvals.   

Our aim is to help customers around Australia secure the best options to finance their car loan. So whether you’re buying from a dealer, private seller or auction, we can help. We also provide options for those who may have difficulty arranging a deposit due to past credit history, or those who are self-employed with variable monthly incomes.

No matter what your circumstances, we’ll find the right lender and best loan to finance your car, ute, truck or van.

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Your loan options

Secured Vehicle Loan

Secured Vehicle Loan

This is a great option if you’re looking for fixed interest rates at a better rate than a personal loan on a non-commercial vehicle. You know exactly what your repayments will be from month to month, making it much easier to manage your budget. Loans terms can range from 24 to 84 months, over which time the purchase vehicle is used as surety until the loan is paid in full.

Chattel Mortgage

Chattel Mortgage

Time to upgrade your work vehicle? This form of loan can provide a range of financial advantages over a standard consumer loan for vehicles that will be used for business at least 50% of the time. Like a secured loan, the vehicle is used as security, but you can access significant tax benefits*, highly competitive interest rates and use a balloon payment to lower your monthly repayments.

Hire Purchase

Hire Purchase

Similar to a chattel mortgage, hire purchase is used for financing commercial vehicles, but works more like a vehicle lease. There are similar tax advantages* available, however the financier purchases the vehicle on your behalf. Once the final lease payment is made, you take on ownership of your vehicle.

We offer a range of products and services to help find your leasing solution.

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*Please seek advice from your financial advisor or accountant to ensure this is the right option for your vehicle purchase.